Homeowners Insurance in Jackson, MS
Buying a home is one of the most significant investments people make in their lifetime. When you find the home of your dreams, the last thing you want is for anything to happen to it. While an incident may be unavoidable, you can prepare for it with appropriate homeowners insurance. Homeowners insurance can help provide liability protection, coverage for your belongings and property, and additional living expenses.
What Does Homeowners Insurance Cover?
A typical homeowners insurance policy includes four types of coverage, including the following:
- Dwelling coverage may help cover the physical structure of your home, plus any attached structures, such as an attached garage or deck.
- Personal property coverage may help cover your personal belongings, such as furniture, clothing, electronics, tools and sporting equipment.
- Liability insurance may help protect against injuring or causing property damage to a third party.
- Additional living expenses coverage may help pay for you to live elsewhere if your home becomes uninhabitable due to an event covered in the policy.
A typical homeowners policy covers the following types of incidents:
- Fire and smoke
- Lightning
- Explosions
- Theft
- Vandalism
- Riots
How Is Homeowners Insurance Calculated?
Homeowners insurance is calculated based on several factors, such as:
- Where you live
- The price of your home and cost to rebuild
- Any unique features on your property
- The amount of coverage needed
- Your home’s age and condition
- Home security and safety features
- Your credit history
- Your deductible
Where to Get Home Insurance
If you are interested in getting home insurance in the Jackson, Mississippi, area, contact Paige Agency. We will be able to help you find the coverage you need for your specific home and situation. Give Paige Agency a call today to get started or request a free quote.